Best Shares For SMSF - Self-Managed Superfunds.

A Self-Managed Super Fund (SMSF) is a way for you to fund your retirement in a way that aligns with your financial goals. SMSFs in Australia are self-governed private superannuation funds where the individual acts as a trustee and has full control over their SMSF investment strategies and how they choose to manage their fund.



However, this type of fund also comes with a greater degree of responsibility when compared to traditional superannuation funds offered by employers or external providers. This includes compliance with Australian taxation and superannuation laws, regular reporting, and creating and maintaining effective SMSF investments.


This page will provide an overview to educate investors managing their superannuation funds by identifying the best SMSF investment options, specifically shares, that can potentially capitalise on the growth and long-term financial security of SMSF share portfolios.

Download your free SMSF stocks report today.

Best Shares For SMSF - Self-Managed Superfunds.

A Self-Managed Super Fund (SMSF) is a way for you to fund your retirement in a way that aligns with your financial goals. SMSFs in Australia are self-governed private superannuation funds where the individual acts as a trustee and has full control over their SMSF investment strategies and how they choose to manage their fund.


However, this type of fund also comes with a greater degree of responsibility when compared to traditional superannuation funds offered by employers or external providers. This includes compliance with Australian taxation and superannuation laws, regular reporting, and creating and maintaining effective SMSF investments.


This page will provide an overview to educate investors managing their superannuation funds by identifying the best SMSF investment options, specifically shares, that can potentially capitalise on the growth and long-term financial security of SMSF share portfolios.

Download your free SMSF stocks report today.

Wondering what are the best Australian shares with high dividends? Find out about Sharewise's top dividend picks.
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The Opportunities & Benefits Of Investing In SMSFs In Australia

SMSFs are specific to Australia and are regulated under Australian superannuation laws. More and more Australians are choosing to manage their retirement savings through these funds. This increase in popularity is linked to the potential cost benefits, tax advantages, direct control, and flexibility associated with this type of retirement fund.



With SMSFs, individuals can invest in a variety of assets, including property, shares, stocks, and bonds, to reduce portfolio risk and potentially increase returns significantly. This diversified portfolio combined with the aforementioned tax benefits and control make SMSFs a worthwhile alternative over traditional superannuation funds.

The Best Shares For SMSFs In Australia.

The true value of SMSFs lies in their versatility. Blue-chip stocks, dividend-paying shares, stocks in stable industries, and companies with strong long-term growth potential all provide solid investment opportunities for SMSFs. 


Blue-chip stocks are popular among SMSF investors with varied risk profiles and goals. Some of the best Australian shares for SMSF that are popular with investors include:

  • Commonwealth Bank of Australia (CBA)
  • BHP Group Limited (BHP)
  • Wesfarmers Limited (WES.AX)
  • CSL Limited (CSL)
  • Telstra Corporation Limited (TLS)
  • Woolworths Group Limited (WOW)



These companies are perfect for long-term SMSF investments with their stable returns and dividends.

Commonwealth Bank of Australia (CBA)

The Commonwealth Bank is one of Australia's "Big Four" banks. It is known for its consistent performance and dividend payouts. CBA is a popular choice for SMSF investors due to its reliable returns and income generation.

BHP Group Limited (BHP)



BHP is a global leader in the resources sector, with a diversified portfolio of mining assets. The company provides exposure to the commodities market and has a history of paying consistent dividends to investors.

Wesfarmers Limited (WES)

Wesfarmers is an Australian conglomerate with diversified interests in retail, resources, and industrials. The company's strong brand portfolio and performance make it a great option for SMSF investors seeking a consistent mix of growth and income potential.

CSL Limited (CSL)



CSL is a global leader in biotechnology with a strong track record of innovation and growth. Their focus on life-saving products and therapies positions it well for the future and makes it an option worth considering for growth-oriented SMSF portfolios.

Telstra Corporation Limited (TLS)

Telstra is Australia's leading telecommunications provider. While the company faces competition, it offers entry into a crucial infrastructure sector and provides a potential source of ongoing dividends.

Woolworths Group Limited (WOW)

Woolworths is a major grocery retailer in Australia, a defensive consumer staple sector. Woolworth's longstanding history, stable cash flow, and dividend payouts make it an attractive option for SMSFs.

Disclaimer: This information is not financial advice. It's important to conduct thorough research or consult with a financial advisor before making any investment decisions.

ETFs For Diversification

Exchange-Traded Funds (ETFs) are a cost-effective way to diversify an SMSF portfolio. An ETF is a type of investment fund that trades on a stock exchange like individual stocks. They are essentially a basket of securities, such as stocks, bonds, or commodities, bundled together into a single investment. 

With this ready-made portfolio, you automatically gain exposure to a diverse range of assets. This diversification helps to spread out the risk and reduce the impact of any single investment's performance on your overall portfolio. 

ETFs track a specific index, asset class, or sector, such as technology or healthcare. By investing in ETFs, SMSF trustees can gain exposure to a wide range of assets without the need for individual stock investment.

ETFs usually have lower expense ratios than traditional mutual funds, which makes them an attractive investment option.

 How Sharewise Helps You Choose the Best SMSF Investments.

Institutional Quality Research

Make informed decisions with confidence.


Dive into comprehensive stock-specific analysis, primarily focused on blue-chip and mid-cap companies. Our exhaustive research from our financial advisors for the share market ensures you have a deep understanding of the market landscape to invest with clarity and assurance.

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From daily morning rundowns covering global dynamics to weekly credit analyses diving into macro trends, our suite of reports ensures you're always in tune with both the local and international financial pulse.


Technical Analysis

Leveraging technical analysis for informed trading.


Our experienced analysts utilise advanced technical analysis techniques to identify potential trading opportunities and manage risk.

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Backed by in-depth research, our buy and sell tips are more than mere suggestions – they're your gateway to optimised returns.

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Gain exclusive insights by attending our webinars and Q&A sessions, featuring discussions with ASX CEOs and top-tier executives. It's like a masterclass in investment, every time.


Account & Portfolio Management

Your investments, our dedicated attention.


With a dedicated online financial advisor and quarterly portfolio reviews, you can rest easy knowing your investments are under expert care. Setting long-term goals to enjoying a hands-off investment process, we're here every step of the way.

Understanding The Risks & Considerations Of SMSF Investments

As with any other investment, there are risks associated with managing an SMSF and investing in different asset classes. One of the main risks is the responsibility of managing the fund, which includes making investment decisions, adhering to Australia’s regulatory requirements, and complying with tax laws and superannuation rules.


SMSF investments are also subject to market volatility. Investing in asset classes like shares, property, and fixed-income securities exposes SMSF trustees to potential losses. The value of investments can fluctuate, and there's always a risk of loss. Considering the risk profile of each investment, diversifying your portfolio across various asset classes, and balancing risk and return can help mitigate this.



Another overlooked consideration is the administrative burden that comes with SMSFs. Managing an SMSF involves preparing financial statements, lodging tax returns, and other ongoing tasks. For those who lack the time, knowledge, or expertise to manage these tasks, it's advisable to seek professional advice.

Performance Matters.

Numbers don't lie. Our performance stats are a testament to our investment prowess.

+13.35%

Our return for FY24

vs. Market Return of 7.80%

+12.90%

Our return for FY23

vs. Market Return of 8.63%

+20.88%

Our return for FY22

vs. Market Return of -6.32%

Past performance is not indicative of future performance.

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SMSF Investment Strategy For Australians

A well-planned, long-term SMSF investment strategy is the best course of action for its long-term success. The key principle to keep in mind is diversification. Spreading investments across asset classes effectively reduces the impact of market fluctuations on your portfolio. A diversified portfolio can include shares, ETFs, bonds, property, and liquid cash.


Regularly reviewing your investment portfolio is key. Market conditions change and it's important to adjust your strategy accordingly. This may involve rebalancing your portfolio, selling underperforming assets, or investing in new opportunities.



It’s always important to conduct thorough research and make sure you understand and comply with the relevant regulatory requirements. Seeking professional advice from qualified financial advisors is highly recommended. Financial advisors can provide valuable information on asset allocation, risk management, and regulatory compliance.

Your Investment Journey To Wealth Creation Today.

Discover the transformative journey that Sharewise offers, guiding you toward financial empowerment and the growth of lasting wealth.

  • Step 1: Empowerment through Expertise


    Your voyage begins with seasoned advisors from Fortem Wealth, a prominent share advisory and corporate finance firm. These experts bring extensive experience, serving over 300 clients and advising more than $1 billion in funds. With Sharewise, you're tapping into a wealth of knowledge ready to shape your financial future.

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    As you journey forward, you'll realise that the financial landscape can be complex and overwhelming. That's where Sharewise's expert research comes into play. Our daily Morning Reports provide insights into global markets, ensuring you're equipped to make informed decisions. Our weekly Credit Reports keep you updated on crucial data, and our Research Notes cater to different risk profiles. You're not alone; you have a team guiding you through the financial maze.

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    We empower you with Buy and Sell recommendations backed by meticulous research. These recommendations are strategic moves designed for maximum returns. Weekly Equity Strategy Reports and Model Portfolios provide a clear roadmap, making it easier to put your financial journey into action with the help of the best share advisor service in Australia.

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    As you progress further, you'll come to understand that growth requires effective management. Experience Account & Portfolio Management, overseen by dedicated advisors. Our managed account option allows for a hands-off approach while experts actively manage your investments. You're not just growing wealth; you're growing peace of mind.


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    Face challenges with confidence using Sharewise's ASX Webinars and Q&A sessions. Stay informed, ready to navigate volatility and uncertainty. Our commitment is to ensure every step is grounded in knowledge and strategic insight is always on hand from our online financial advisors.

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    Your Sharewise journey isn't about fleeting gains, but about a voyage to lasting wealth. Consistent growth and informed decisions shape your portfolio. It's not just shares; it's a testament to the choices you've made with Sharewise.


    As you embark on the Sharewise journey, know that we're your partners in progress. Your financial success is our destination, and we're by your side every step of the way. Welcome to a journey toward financial empowerment and the growth of lasting wealth.

What Our Clients Are Saying!

Excellent company that provides lots of share opportunities to consider. Always available if you need to call and discuss the best options.

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Discover your Financial Potential.

Your financial journey matters to us. Our free ASX stock reports are here to provide you with valuable insights and knowledge. In a world of financial complexity, it provides clarity and guidance. Your journey to financial success begins here, with a tool designed to simplify your path and empower your decisions.

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Our dedicated management ensures your investments are consistently monitored, adjusted and optimised, freeing up your time and reducing stress.

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We employ proactive risk assessment and management strategies, ensuring your portfolio is resilient against market volatilities.

Balanced Growth Approach

Our advisors take a balanced approach, focusing on both growth opportunities and safeguarding your investments from potential pitfalls.

Advanced Technical Analysis

Our experienced analysts utilise advanced technical analysis techniques to identify potential trading opportunities and manage risk. 

“Sharewise and advisor Lachlan Callaghan provided an exceptional financial experience. Lachlan's expert guidance, personalized advice, and transparent communication surpassed expectations. I highly recommend Sharewise for their professionalism, commitment, and the valuable insights that have enhanced my investment journey.”

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“Sharewise and advisor Lachlan Callaghan provided an exceptional financial experience. Lachlan's expert guidance, personalized advice, and transparent communication surpassed expectations. I highly recommend Sharewise for their professionalism, commitment, and the valuable insights that have enhanced my investment journey.”

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Great company, great communication and advise. Lachlan’s experience and professionalism is always well received. I highly recommend Lachlan as an advisor.

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We changed broker during the year as we were not getting great results. So glad we joined up with Harry at Sharewise. He has taken the time to genuinely get to know us and discuss our investing strategy. He is always quick to answer a text or phone call. And so far I can say that our portfolio is looking far healthier than it was before the switch.

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Frequently Asked Questions.

  • What is an SMSF?


    SMSF stands for Self-Managed Super Fund. A Self-Managed Super Fund is a type of superannuation fund that you manage yourself, rather than relying on a professional fund manager. This gives you greater control over your investment decisions and retirement savings.


  • Can an SMSF own shares in a private company?


    Yes, an SMSF can own shares in a private company. However, there are specific SMSF share trading rules and regulations that must be followed. This includes making sure the investment is at arm's length and complies with the Sole Purpose Test. 


  • What are the benefits of setting up a self-managed super fund (SMSF)?


    The benefits of setting up an SMSF include greater control over your investments, the ability to make more investment decisions, and possible tax advantages. But it's important to note that SMSFs also come with increased responsibility and administrative costs.


  • How to buy shares with your SMSF?


    If you’re wondering how to buy shares with your SMSF, you'll first need to establish a custodial relationship with a stockbroker. The stockbroker will act as a custodian of your SMSF's assets. You can then buy and sell orders through your stockbroker, and they will execute the trades on your behalf.


  • How do I create an effective SMSF investment strategy?


    Creating an effective SMSF investment strategy involves setting clear investment objectives, diversifying your portfolio, understanding your risk tolerance, and regularly reviewing and rebalancing your investments. 


    It's also important to seek the assistance of a financial advisor to get a second, professional opinion on your strategy to see if it realistically aligns with your financial goals and meets all regulatory requirements.



  • What are the best SMSF investments for Australian investors?


    The best SMSF investments for Australian investors vary depending on individual circumstances and risk tolerance. However, some popular options include SMSF international shares, Australian shares, property, and managed funds.


  • How do ETF stocks fit into an SMSF investment portfolio?


    Exchange-Traded Funds (ETFs) can be a valuable addition to an SMSF investment portfolio and should definitely be considered. They offer diversification, lower fees, and the ability to invest in a range of asset classes, such as shares, bonds, and commodities.


  • What are the tax benefits of investing through an SMSF?


    One of the primary tax benefits of investing through an Australian SMSF is the concessional tax rate on contributions. Capital gains tax on assets held within the fund may also be reduced or deferred. 


    Although it's important to note that SMSFs are subject to strict tax rules, and you should seek professional advice to secure all available tax benefits and avoid potential penalties.


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